In 2024 my employer contributed $300 total to my HSA when I was not eligible in Nov and Dec (excess contribution)
In 2025 my employer contributed $150 total to my HSA when I was not eligible in Jan (excess contribution)
I realized this when I started my 2024 taxes.
In March 2025 I withdrew $450 in excess contribution to cover both years, rec'd 1099-SA Box 3 Code 2 this year for that amount.
*2024 8889 Form did not have anything on line 13 if that matters.
Freetaxusa is adding the $150 to line 8 (additional income) which is including it in my adjusted gross income on line 11a/11b and generating an 8889 with $150 in box 9 and 11 and $450 in box 14a and 14b.
TaxAct does not have the $150 on line 8 so it is not included in my adj gross income and there is no 8889 generated so I don't see the $450 anywhere.
Which one is correct??
Posted by bcardi