I (Primary Taxpayer) want to officially report issues I have been facing with Form 8962. I've never used ObamaCare (HealthCare.gov marketplace), but I got married in May 2025 and my husband (Spouse Taxpayer) did use ObamaCare and had a HealthCare.gov account from which I have downloaded the 1095-A to complete this form. We canceled ObamaCare in mid-June 2025 as I included him in my private healthcare plan that I receive from my employer.
I then entered all information from 1095-A (Jan through Jun) perfectly as it is in the form we have in hands from HealthCare.gov. We don't have kids nor dependents.
PROBLEM 1) Funny is that there is NO place in the software to say that this Marketplace (HealthCare.gov) was used only by my spouse. We select "Yes, we used Marketplace" and automatically includes me and my husband. So, I am obligated to fill out my information too. We then selected the option "Alternative calculation for year of marriage (Form 8962, Part V)" as we got married indeed in late May 2025. The software requires that I enter my information and my Spouse's, like Family Size, Monthly Contribution, Start Month and Stop Month (That option is needed because my Spouse didn't use HealthCare.gov for all 2025, but only for 6 months (5 months and 18 days to be exact) which information is very clear and consistent in the 1095-A.
We filled out Family Size 1 for both, From Jan to June, and Monthly Contribution. Two problems from the software here:
- Me, the primary taxpayer never used Healthcare.gov, so, it should NOT include me or my information here. But I filled out anyway.
- In the Monthly Contribution: A) It's not clear in the software of WHAT information this is about. We left empty to see if the TaxSlayer would automatically fill out for us. But it doesn't, nor give us guidance for this number. Meanwhile the FORM itself does give some math guidance, which the Software itself SHOULD HAVE DONE automatically because under the hood when we go to "Print Results" we finally understand how to calculate this number, and all data needed to calculate it the Software already have, but it doesn't help nor give guidance or help.
Then, after filling this out, it comes the information from the 1095-A, which helps us fill out MONTH BY MONTH the 3 fields the Software asks: 1) Monthly Premium Amount (Column A from the 1095-A), Monthly Premium Amount of SLCSP (Column B from the 1095-A), and Monthly Premium Amount of PTC (Column C from the 1095-A). We did fill this out to the letter, for Jan, Feb, Mar, Apr, May, and Jun of 2025.
We've received MANY Rejections due to 2 issues:
PROBLEM 2) The Monthly Contribution. The Rejection says: F8962-011
Form 8962, Line 35b 'MonthlyContributionAmt' for the Primary must be equal to the amount computed using the Form 8962 instructions.
Form 8962, Line 36b 'MonthlyContributionAmt' for the Spouse must be equal to the amount computed using the Form 8962 instructions.
The software FAILED in passing data from 8b to 35b and 36b.
PROBLEM 3) The item 11 (Table with all months data Jan-Jun) although we were filling it out it was not saving that information properly in the table. We have evidence of it when we finally learned to use "Print Results" before we e-filed to make sure the information was being saved properly. We deleted all data from each month -> Saved -> Accessed the HealthCare under Federal again -> Re-entered everything again -> Saved.
Anyone going through the same drama!?
TaxSlayer issues with FORM 8962
byu/OtherwiseCause3079 intax
Posted by OtherwiseCause3079