I just found out that I contributed $7,000 in my Roth IRA account instead of my traditional IRA account, as suggested by my tax preparer for the 2024 tax year. My tax guy told me that I would get a bigger refund with the traditional IRA contribution. I have both accounts with Vanguard, and I knew that I missed the IRA recharacterization deadline. What can I do to avoid an IRS audit? Thank you for your help.

    Costly Mistake with IRA Contribution
    byu/saintwilliam intax



    Posted by saintwilliam

    1 Comment

    1. File an amended return representing the true and correct facts.

      Pay any additional tax due.

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