Long story short, I YOLO’d an Amex app for a Delta Business Gold card when booking a flight (Delta’s website injected an Amex page application within its own checkout process when I checked the box to apply).

    Much to my surprise, not only was I not PUJ’d but I was approved.

    Prior to applying, I had the:

    BCP (2013, backdated to 1993)

    Platinum (2022)

    Marriott Biz (2023)

    Marriott Brilliant (Feb 2025)

    Amazon Prime Biz (Oct 2025)

    Hilton Aspire (Jan 2026)

    I know the Plat doesn’t count towards the “5 credit card cap” as it is a charge card, but I totally had 5 credit cards before my Delta Business Gold approval.

    Now I wait for the Amazon card to move to US Bank so I can try for another Delta card to get that sweet MQD head-start.

    DP: 6 Amex CCs is Possible
    byu/TechGuyGuru inCreditCards



    Posted by TechGuyGuru

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