Student Loans
May, 2026
Standard Plan Question
Old IBR vs. RAP for 2014 graduate, over $400K loans, current balance $520K
$78,246.69 in student loans with 5% interest rate…I’m frozen
IBR Recertification. Has anyone figured out why they can’t automatically do it (I gave consent), and why I got an urgent email to recertify 4 months early?