So much confusion here. Capital gain income has nothing to do with withdrawing money from a taxable brokerage account. Capital gain is the difference between the selling price (proceeds) and your cost basis, and it is taxed whether you withdraw the proceeds, reinvest them, let them sit in the account, or anything else. Repeat: reinvesting does not make a capital gain not a profit. Selling securities in a taxable account creates a taxable gain or (potentially) deductible loss, no matter what you do with the money.
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So much confusion here. Capital gain income has nothing to do with withdrawing money from a taxable brokerage account. Capital gain is the difference between the selling price (proceeds) and your cost basis, and it is taxed whether you withdraw the proceeds, reinvest them, let them sit in the account, or anything else. Repeat: reinvesting does not make a capital gain not a profit. Selling securities in a taxable account creates a taxable gain or (potentially) deductible loss, no matter what you do with the money.